October 13, 2026

Ep. 108 - Is Your Wealth Fueling God’s Purpose? | Conversation with Rachel McDonough

What is the purpose of wealth?

For many investors, the answer is to preserve what they have, generate a return, and accomplish their financial goals. But biblical stewardship invites Christians to ask a deeper question: If everything we have ultimately belongs to God, how should that change the way we invest?

In our conversation with financial advisor and author Rachel McDonough, we explore what it means to view wealth not simply as something to grow, but as fuel for God’s purposes.

Show Notes

From Missionary Kid to Financial Advisor

Growing up as a missionary kid in Kenya, Rachel witnessed poverty firsthand. Those experiences helped shape her understanding of how God can give each of us a particular burden for parts of our broken world.

Years later, Rachel felt called to financial advising and discovered impact investing. She began to see how businesses and investment capital could help address problems like poverty by creating jobs and opportunities for people to flourish.

Investing, she realized, could accomplish more than generating financial returns.

Rethinking Risk and Return

Traditional investing emphasizes risk, return, and time horizon. Rachel challenges Christian investors to also consider these concepts through the lens of stewardship.

If God owns everything and we are managing His resources, financial loss is not the only risk worth considering. We should also consider whether we are being faithful with what He has entrusted to us.

That means asking:

·        What am I participating in through this investment?

·        Does it align with what I believe?

·        How could this capital be used faithfully?

This doesn’t mean ignoring financial wisdom. It means recognizing that financial return does not have to be our only consideration.

What Is Your Next Faithful Step?

Thinking about your entire portfolio this way can feel overwhelming. Rachel encourages investors to focus on a simpler question:

What is the next faithful step?

That could mean learning what companies you own, identifying activities you would rather not profit from, or directing capital toward causes God has placed on your heart. The goal isn’t to change everything overnight, but to respond faithfully as God brings greater clarity.

What Is Your Portfolio Helping Cultivate?

In Rachel’s book, The River and the Garden, capital is pictured as a river, while the garden represents what those resources help cultivate.

That raises an important question:

What is growing because my capital is flowing toward it?

Christians may carefully consider their charitable giving while paying less attention to what their investments support. In some cases, those investments could even conflict with causes they are trying to advance through giving.

Biblical stewardship encourages us to consider both.

Passing More Than Wealth

Stewardship also extends to future generations.

Rachel describes the values passed from one generation to another as a “heritage of righteousness.” An inheritance can include more than financial assets. It can include generosity, wisdom, faith, responsibility, and an understanding of stewardship.

Inviting children and grandchildren into conversations about giving and investing can help them understand not simply what the family owns, but why those financial decisions are being made.

The goal is to pass along more than wealth. It is to pass along a vision for faithful stewardship.

Wealth as Fuel for Purpose

Ultimately, biblical stewardship begins with recognizing that our resources have been entrusted to us by God.

Instead of only asking whether our portfolio is growing, we can ask what our portfolio is helping grow. Instead of waiting until someday to make an impact, we can consider how God might use our resources today.

And rather than trying to change everything at once, we can begin by asking:

What is the next faithful step?

Questions to Consider

  1. What is the primary purpose of wealth in your life, and how has your  faith shaped that answer?
  2. Do you know what businesses or activities your investment portfolio is supporting?
  3. Are any of your investments potentially in conflict with the values  or causes you care about?
  4. What stewardship principles do you hope to pass to future  generations?
  5. What is one next faithful step you could take to better align your resources with what you believe God is calling you to do?

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Rachel's book: https://www.theriverandthegarden.com/

The Garden Audit: https://www.theriverandthegarden.com/garden-audit

Ep. 108 - Is Your Wealth Fueling God’s Purpose? | Conversation with Rachel McDonough

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Episode Transcript

Austin

Welcome back to the Second Half Stewardship Podcast. We're so glad you're here and joining us today we have Rachel McDonough, a financial advisor and the author of the River and the Garden. Rachel is an advisor with Wealth Squared. We're so thankful to have you here today. Rachel, thanks for joining us.

Rachel

Hey, thanks for the invitation. Looking forward to the conversation.

Austin

Yeah. Rachel. So over the last year or so, we've been working with you, and it's been really transformative. I think as Spencer and I have gotten into the impact investing space, obviously, as a financial advisor, you don't just go from public markets to impact investments overnight. So tell us a little bit about your story. Tell us what got you into financial advising and then how the Lord has led you to where you're at today.

Rachel

Do you want the origin story?

Austin

Oh, give us as much as you want to tell us. Spencer and I, we're both missionaries. We know that you grew up in a missionary. Yes. Tell us anything that you think would be pertinent to knowing who Rachel is and how the Lord is designed you.

Rachel

I want to take you through all of my childhood. But I did grow up in Kenya as a missionary kid, and growing up there and seeing people firsthand, living in poverty was a pivotal moment for me. And so I was about ten years old the first time that we experienced that kind of firsthand, like going to Nairobi and seeing the kids come up and begging for food and not having proper clothing on.

And, even just seeing them, you know, like sniffing glue to escape their reality. And it shook me to my core and I think if we look at all of our origin stories, there's often something we can point back to where a time in our lives where God broke our hearts, and then they just stay broken. And we keep thinking like, aren't they supposed to feel better?

And, is it really my job to fix the whole world? But I think God invites us to carry his broken heart for different places and spaces in his broken world, in order that we can join him in the restoration of Eden and really become co laborers with him to usher in a new kingdom and a new paradigm.

And so that for me actually is the beginning. You would say, what does that have to do with impact investing? That's where it kind of goes back to for me, is I knew in my kind of mid 20s that God was calling me to be a financial advisor, and I thought, what is a missionary kid was, you know, all this ministry people around, what do I know about helping people manage wealth?

But I got my CFP certified financial planner designation, and I really kept couldn't shake that sense that God was calling me into that field. And then once I got there, I still didn't really see the connection until several years later. And it wasn't actually until probably about four years ago or five years ago when I learned about things like talent and where it's actually an East Africa focused impact investment group coming to kind of solve problems that nonprofits couldn't solve around poverty alleviation.

So thinking back to my ten year old self and those kids in Nairobi, I'm now seeing, oh, business and investing is actually the right way to create economy and create good jobs so that people can lift themselves out of poverty instead of having to depend on a handout model or a model that actually takes dignity away from them and puts power into the hands of someone else and disempowers them.

Business and investing are actually a big part of that solution.

Austin

Yeah, it's so good. And so I just profound to hear how the Lord use your ten year old self to really launch into this place where you can now see people flourishing in ways that maybe you wouldn't have imagined as a ten year old with business. So tell us a little bit about that journey in those first couple of years of being an advisor, knowing that, okay, Lord, you've called me to this.

I want to see impact being made. How did you find out about some of these private market investments, having known that even 4 or 5 years ago, that market, that landscape was not well known in this industry.

Rachel

Right? I think my first several years in the industry, I was lucky enough to or blessed enough to find Kingdom advisors. And so there were a couple of years where I think I was mostly indoctrinated by the Wall Street firm, of which I was a part, but I, at the same time was once a year going off to Kingdom Advisors or doing the study groups over zoom once a month.

And I was starting to see, hey, this is really not just kind of a way of adding biblical language to another industry. It's actually a totally different approach to business. And by God's grace, I got plugged into that early and also had a mentor who was a godly man, who actually went to go be a missionary in China and left his wealth management practice.

But he also was really formative and helpful for me to see. Oh, the way, like the world's playbook around wealth is really, really different than everything that Jesus ever taught about wealth. And we can't just kind of take a Jesus bumper sticker and slap it on the chassis of a car that was built by Wall Street and call it, you know, faith based wealth management or faith based stewardship.

We actually need a totally different type of vehicle if we're going to really do this thing with kingdom awareness and biblical wisdom.

Austin

Yeah. Well, and I remember we were Spencer and I recently had a conversation, or we were at a presentation that any minute gave from Impact Foundation, and she was just unpacking the reality that our the language that we use for risk, time horizon return needs to be different when we're thinking about impact investments, when we're thinking about kingdom investments, because there is no risk when we think about these resources are the Lord's.

They're his. He owns it all. His his risk is far different than ours. His time horizon is eternal. He doesn't need a rate of return. Now, obviously, we need resources to live, but he is our provider that we then get to respond to what he calls us to do. And so I love that even in your story, there are people that were challenging that notion of, well, this is what risk should be or this is what return should be, and this is what time horizon should be, because I think it's so critical to really wrestle with that.

So tell us a little bit more. You know, you have this head and heart approach. How did your the conversations that you were having with Kingdom Advisors, how did that impact the ways that you thought about conveying investments to clients?

Rachel

Yeah. Well, I think this is not something that most clients are ready for. But just to go back to your comment on risk, if we really see ourselves in that biblical stewardship role where the wealth belongs to God and we're managing it on his behalf, then actually the risk is not a loss of capital. The risk is a lack of faithfulness.

And what we unfortunately see was the way that the entire industry has been built, apart from biblical wisdom, is that it's really all based on optimizing risk and return from a, you know, risk of financial loss, not not around the idea of faithfulness. Yeah. And so with that being kind of the preset and the default, it actually takes, I would say a significant amount of courage for investors.

Even Christian investors, to kind of step into, do I really trust that God is my provider and that the portfolio is not my provision that I, you know, do I really believe that? And to what extent am I ready to take steps of different types of risk, the risk that's driven by faithfulness in order to redirect that capital in alignment with the purposes and plans of God.

And that can look like a lot of different things, whether it's, what's being produced in terms of goods and services inside the companies that we invest in, or if it's about deploying through giving generously to a nonprofit and just seeing it go off the balance sheet entirely. It's that the beautiful thing here is that, you know, it's a process.

We're all in the stewardship journey. It's not a either you're faithful. You're not faithful. It's how do we take the next faithful step? What is God putting his finger on today? Because some people will look at this topic and they'll say, well, that's really overwhelming to think of 37 different exclusionary categories of bad stuff that I might want to take out of my portfolio, whether that's exposure to pornography or abortion or whatever.

But if I just think, okay, what is it? Let me combine the education and the knowledge that's available, the resources that are available with what is the spirit leading me to do? What's my next step of faithfulness? And don't worry about the 27, 37, 57 next steps. But just what's the next step of faithfulness look like? And some of our investors that we work with, they're able to kind of progress through some of those steps quickly and say, yeah, well, wait a second.

There's all kinds of stuff that I don't want to profit from, and I'm getting clarity on what things I really feel drawn to be a part of, what things, what type of impact themes. I want to push capital towards, because I think those are the problems that have broken my heart, that I want to see fixed and solved, and I want to be a part of the solution.

And so that that could look like, a lot of different things could look like finding cures for diseases. It could look like job creation in East Africa. It could look like anti-trafficking investing, all kinds of different options that are there. And the key is, I think walking with the Holy Spirit and walking with the river guide somebody who can be your advisor on that pathway to just pick up the next step and take a look at what's the next faithful step.

Austin

I love Rachel that you start so many of the conversations around those impact themes, and really what the Holy Spirit's already doing in a person's life. So many times we've been exposed to, kind of methodologies and questions and questionnaires, even, that really identify those things. What do we want to avoid? What do we want to stay away from?

That's an important part of things. But it doesn't, excite us. It doesn't, you know, draw us, in, in quite the same way, as those impact themes. And so our conversations with you over the last 18 months, and then being able to take a lot of the work that you've done and pass it along to our clients and our conversations have been so helpful.

So, how was it that you you kind of initially got to that point that you're saying, okay, let's actually start with these impact teams and get people really engaged to see, you know, a broader perspective. How did you kind of develop that or build, that process that you use?

Rachel

That's a combination of things, including as simple as using frameworks like the United Nations Sustainable Development Goals. But, you know, thinking from that with a biblical lens instead of just kind of the UN model, but also, I would say very critical for our process has been Proverbs 20 verse five. It's that sense that the purposes of a person's heart are deep waters, and the one with understanding will come and draw them out.

It's that that skill of being able to surface. What is this person's Ephesians 2:10, the good works that God has prepared in advance for them to walk in? And then how do we skillfully and with context and analysis, help transform their wealth into fuel for purpose? So getting clear on the purposes of their heart, getting clear on it, maybe husband and wife see things differently, giving them both a voice in that process, transforming the wealth into fuel for their good works that God prepared in advance for them to walk in.

That is the job of the spirit led financial planner, right? We we give context, we do the analysis, we do the educating. But ultimately it's in service of helping that client follow God's plan for their lives, not the world system is really around Financial planning would be let's set up financial goals for you to essentially worship these become your new golden calves to say like, well, we're going to we want to have $5 million by the time we're age 60.

So we're going to worship that goal. We're going to serve as unto that goal. We're going to save and sacrifice maybe some things that would have been really precious or important, or things that God would have called them into. That's our our responsibility as kingdom focused advisors is to say, wait a second. The wealth can't be a goal unto itself.

The wealth has to be fuel for purpose on God's plan on that family's life.

Austin

Well, and that's so unique in that, you know, I think a lot of the redemptive, view, even even within Kingdom advisors and wonderful people there would be, okay, we're saving towards being able to give away, you know, in these environments. But we're not even we're not considering the wealth that we have as fuel in and of itself, how we invest, being able to have some of that impact.

I think that's been the thing that has been, so life giving, you know, really for Austin and I, over the last couple of years as we've, started to explore this and really, you know, see your work, here and then be able to see this, you know, push into clients, conversations and, and see them, you know, kind of grasp.

Oh, there's so much more here. So just grateful, for how you really lay that out is this is fuel, not just for growth, that we can give one day to wonderful things, but also in the midst of it, that it can have a transformative impact. Aligned with what God's called us to.

Rachel

Yeah. I love that you bring that point up, Spencer. It's so much of what we hear, even in places like Kingdom Advisors, is really about future oriented impact.

We we don't even know what day or hour Jesus is coming back. Like, we should have a little bit more urgency, I think, in the way that we approach these things and not to say, well, when I'm dead and it won't matter, and I have no risk and it cost me nothing, then I want to give this money to nonprofits.

Well, oh, okay. Nothing wrong with making a charitable give through your estate, but what would God have us do now while we're still here to punch some holes in the darkness? What would he have us do to be willing to even say, you know, the portfolio doesn't need to be my sole source of provision here. I can take some stuff.

I'm not saying we want to be reckless or counsel clients in a way that's reckless, but what does it look like to be faithful and to trust God as provider, and to be willing to lean forward a little bit on some of these things instead of kicking the can down the road or saying, I'm going to be generous, right after my portfolio has a lot of growth and I can afford to give more away.

What of what does it look like for us to embrace the biblical model of truly choosing to be sacrificial, not just in our giving, but even maybe sometimes where the Lord leads in our investing as well? And I say the sole purpose of investing is not to create more wealth. It's actually to fuel businesses who have products and services that touch lots of people.

Businesses are really relationships at scale, so they have a shallower relationship. It's not like a family relationship, but it's a business has a relationship at scale with lots of different customers and employees and what is being catalyzed by that. And in some cases, you can see it really cleanly, actually contradicts the nonprofit work. A friend of mine mentioned inheriting some stocks from his grandmother when she passed away from lung cancer.

And then as he goes through the holdings, he's just received this gift. He's, you know, somewhat in shock. And he finds here's the Altria stock in his portfolio, the same brand let his grandma smoke. She knew the brand and she bought the stock probably because of personal experience. And he thought, Now I'm profiting off of the very thing that killed my grandma or, for those who might be giving generously to pro-life causes and then in their portfolios, have actually have exposure to companies that manufacture abortive agents, it's just it's wise for us to take a more holistic view of these things.

Where are the profits coming from? And even are they undoing some of the charitable work that I have leaned into where I'm trying to give generously or maybe even sacrificially? But if I haven't taken that step of going back to my portfolio and assessing where are the profits generated from, what type of business activity am I a part of as a shareholder and owner of these companies?

We got to fill in the fill in the back step there, take one step back and revisit the whole portfolio to yeah.

Austin

Well and Rachel, I think, you know, is as we look at your book, the River in the Garden has something that you do so profoundly to, like, bring a story into, to bear, rather than just giving a this is X, Y, or Z how you can be most efficient with these types of resources and those types of resources. So how did you go to the place?

How did it? How did the Lord lead you to a place where you wrote a book that is more of a fable, that really hits on a lot of these topics? What does it mean to be a faithful steward? What does it mean to align your wealth with your core values, to make sure that you're not giving the places, that you're also simultaneously tearing down with the investments that you have?

And I think the book does a really great job of hitting that heart level, understanding that the only comes through story and not through X's and O's playbook. So can you tell us a little bit more about how you got to that place of writing this book, and what impact do you hope it has?

Rachel

Yeah, I was really intending to write a nonfiction book, actually, and I've written nonfiction books in the past, and I only ever read nonfiction books. But my publisher challenged me on and he said, I think you'll make something that's memorable and will stick with people, and it will have more transformative power if you tell through story instead. And I honestly didn't even know if I had that in me or not.

Can I write a fiction book? I've never done that before. But when I prayed on it and and kind of played with the concept, they eventually said, Rachel, you can definitely do this. You're very creative, so don't don't worry, you know, just and we'll be here to help you. So I had some training wheels as needed. And what I found was the times of writing a fiction book.

Not only was I able to have all of the nonfiction principles that mattered to me integrated into the story, but the characters in the story became, conglomerates of people that I know and love of little pieces of myself and all of them where I can relate to all three of them personally. And I think when we see someone just in the same way that I saw myself in the eyes of the kids in Nairobi, I'm like, what's the difference?

I'm a ten year old kid. You're a ten year old kid. Why were you born here? And I was born there, and we have totally different access to opportunity. I think when we see ourselves in someone else's story, that's really the unlock, right? Like that's when it really hits home. And I've had so many people now, clients and other readers and friends that have said, I saw myself in grand, I saw myself in Roger.

I really related to Willow. And it's the challenge with nonfiction frameworks, which I love nonfiction frameworks, but the challenge with them is that real families are complicated and messy, and they don't fit into nice, neat and tidy frameworks and boxes. And they don't always have spousal or different generations that are in unity in an agreement. Sometimes they have very different vantage points.

So part of what's needed for a family to go through a stewardship journey together and learn how to faithfully steward, especially if they're stewarding a significant surplus, is to give them the relational skills and language to develop common ground and unity so that those decisions can actually happen or it's not happening in a really imbalanced power dynamic where one person is really dominant and the other one is just passive or disengaged.

But learning how to journey together in those choices about, well, what do we really feel God is calling us to give? What do we really believe God's calling us to invest in? Where are we willing to embrace risk, not just for the sake of higher return, but for the sake of love and for the sake of faithfulness?

Like, where are those pockets that we can agree on? And then unleash and unlock some of the good works that God has prepared in advance for that family to walk in?

Austin

Yeah. What I love what you talk about there, even just in this idea of multigenerational, I think we have so many friends that we know are clients that they're either a patriarch or a matriarch. They want to involve their family in giving decisions and investing decisions, but it's so challenging. So I think when you bring it out through story, it brings up some of those challenges.

And so, I would love to hear more about just how, when you think about discipling your clients, when you think about as an advisor, how do you encourage, encourage people towards really being a good steward, not just of the resources that they are shooting for their lifetime, but multiple generations? Like, what does that look like for you?

Rachel

I had a conversation yesterday with a client who had read the book, actually, and she wrote me a very kind email. She is the matriarch of her family now. Her mother passed away not that long ago, and they are sitting on a significant amount of real estate that was accumulated by previous generations. And there is a significant amount of conflict in that family.

And so she said, Rachel, this makes me hopeful. But I also know, like, there's still unresolved conflict to work through. She said, you wrote this book. How do we work through the conflict as a family? And I said, of course, when you're writing a fable, you can make it end however you want to.

There are some principles there, right? And, I actually shared the the kind of mission vision values we call it preparing the soil, because in the book, the river is the river of capital and the garden is the. What are we choosing to cultivate? What are we growing with that capital? So we have this workshop that we call preparing the soil is about like, wait a second.

Like before we start planting stuff, before we start watering, what do we need to do to get the soil in the right condition? And that's really setting the mission, vision and values for that family. What's their definition of success? What are the impact themes that resonate with more than one person in the room, or giving multiple people a chance to be heard and have a voice in that?

And all you can do is look for where you have common ground to you. Preparing the soil together means what's the common ground that we can build on? And then even with husbands and wives that don't always see things the same way, I wish somehow when we got married or we had more of that common brainwave between husband and wife, sometimes I wish I had that a little bit more.

But what has God given us as common values? What are the common core values that we can build on? And then where do we need to leave a little bit of room to honor our individual differences, and leave room for each person to be who God created them to be? I remember one time I was I'm a worship leader at my church, and it was the first Sunday that I led worship at this church and of course, of led worship at lots of other churches before then.

But one of the pastors said to me, I was up there and I was like, oh, I've had drama before in churches with worship wars over hymns versus contemporary. And I thought, oh, how is this going to go? Are they going to be freaked out if I do things that are more spontaneous or less scripted? And I had all these kind of anxious thoughts in my mind, and then he looked at me and said, Rachel, we bless you to be who you are and to do what you do.

And it was such an a release, I thought, wow, I think sometimes our clients, as they're stewarding resources, they just need someone to tell them, I see who you are. I bless you to be who you are. I bless you to do the good works that God has prepared in advance for you to do. And if we can do that between husbands and wives and between generations, but we give each other the blessing and the permission to follow, even if some of it we go together, and maybe some parts of that journey are more individual.

But can we bless each other to follow the plan of God in our lives? And in the story itself you see Grand Commission's Willow at the end, her granddaughter, and she says, I'm going to give you this capital to go start the business that you want to start. I'm blessing you to be who you are and to do what you do.

And it doesn't mean there's no accountability. There still are some healthy structures in place that can provide support and accountability and relational wisdom around that. But that's the thing that I hear from next gens over and over is, wow. When I received this gift, I saw my parents believed in me.

Austin

That's so powerful. And I think to your point, you know, getting the next generation involved earlier, I think even having our conversations, the conversations that I have with my teenagers, you know, now, their hearts are at that point where they can see kind of like your ten year old self. They can see that, that, that, disparity of of opportunity.

And yeah, they're still soft enough that they say, oh, what, what some of these investments have an opportunity to do is, gives people that same opportunity that I've had. And, you know, and so it just seems like, you know, having, the older generations initiate with the younger generations in some of these conversations, I mean, with, with our kids, it wouldn't matter if we chose any of the different impact investments that we've seen there would be excited about any of now, they might be more excited about one or another, but, it does just seem like if we can lead well, you know, some of those conversations and get people to drink the Kool-Aid early, you know, that they can they can see, you know, a path before they're maybe, you know, get to other places that they have some harsh realities come in. Yes. And they've become hardened. They they they retain that hope. At least that's what we're, shooting for.

Rachel

Well, and that's what you're describing is the transfer of the values, the transit, so that we like this principle of the heritage of righteousness, which is a scriptural principle. Well, we often meet with clients. We'll ask them what is your heritage of righteousness? What did you receive from your family and your grandparents? Your parents? That's not just money.

What else did they give you as a legacy, as a gift, as a heritage of righteousness that you want to preserve and pass forward to future generations? And when you invite your kids into your generosity or your impact investing, and they are like, we're investing in this, that is heritage of righteousness for them to step into and carry forward it.

Hopefully they'll blow right past you in the way that they are able to apply it in their lifetimes. And then sometimes we have some things from our families that we don't want to continue. Right? And we say, okay, well, the buck stops here in this generation. This this is a habit that we're going to break, and we're not going to pass it to our kids.

We're going to intentionally shape the heritage that we give to them. And that includes pulling out some weeds.

Spencer

Yeah, so good.

Austin

Rachel, we're so appreciative of this entire conversation. I think just the things, the themes that you've pulled out that we've walked through about being a faithful steward, taking the next step, one tool that you created was the Garden Audit. Can you tell us just a little bit about what that is and how folks can use that to really assess where their heart is and how their investments are being managed or not managed in ways that align with their wealth or with their core values.

Rachel

Yeah. So the river again, and the metaphor of the river is a river of capital, and the garden is the things that we choose to cultivate or grow with that capital. So the Garden Audit is simply a brief 15 minute self-assessment that asks different questions. Maybe then you might have been asked before when it comes to your investing, right?

What types of things are you investing in? What's your kind of heart posture or behavioral posture around some of your investment activities? And then you're going to get the the report at the end that has a combination of your answers with kind of a trained eye tool that's going to give you a draft of your own personal capital philosophy statement.

So in the investment management world, we do investment policy statements where we talk about risk and return and time horizon. But we sometimes missed the opportunity to talk about the capital philosophy. And what is it really that God has put on your heart to direct capital towards intentionally, or maybe some things that you want to intentionally avoid investing in?

And then once you have that report, it's going to have a few suggested faithful next steps that you can take back and have a conversation with your advisor or with your spouse and say, what is which one of these feels like the right next step that God is leading us into?

Austin

Great, Rachel, thanks so much for sharing about the Garden Audit. Clients, if you are interested in taking that, there is a link down in the description below where you can find the Garden Audit. Take it, send the results to us and we would love to have a conversation with you. Likewise clients. If you want a copy of Rachel Mcdonough's book, we will put the link down below, but just let us know and we'll send you a copy.

Rachel, again, thank you so much for taking the time to meet with us. It has been such a pleasure to work with you. We're so thrilled. To see where the Lord is leading you and our work together. So thanks for coming on today.

It's been a joy. Spencer and Austin, your both is such an encouragement and inspiration to me. I love the way that you're leading your clients with such care and excellence and wisdom. Thanks for having me on your show.

Disclosure

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This content was provided by Second Half Stewardship. We are in Knoxville, Tennessee and you can visit our website at SecondHalfStewardship.com. The information in this recording is intended for general, educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult your professional advisor before taking any action based on its contents.

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